The signing of new mortgages for the purchase of a home increased a 16,5% in June in interannual comparison and reached the 29.516 contracts, un 37,8% of which are constituted with fixed interest rate, According to data published by the National Institute of statistics (INE), We tell you all the news by means of Abceconomia.
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The middle of a mortgage for the purchase of housing was of 116.629 euros at the end of that month, representing an increase of the 4,4% compared with the same period of 2016 and a 2,6 % more than the previous month.
In total, the borrowed capital in the financial system during the month of June for buying property in Spain reached the 3.442,4 millones de euros, un 21,6% more than a year earlier and a 4,4% more than in may.
Also, constituted on housing mortgages concentrated the 64,4% of the total capital provided in the month for any purpose.
The total number of mortgages registered in the records in June for any purpose - country estates, urban and housing- He also recorded a double-digit annual increase, of 13,7% hasta los 40.908 contracts, an increase that was much softer, only the 1,8% with respect to the previous month.
For all these mortgages, banks lent a total of 5.345,4 millones de euros, el 14,3% more than a year ago and almost the 11% less than a month before.
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Almost a 40% type fixed
In terms of the interest rate and the mortgages on homes, the medium type is of the 2,79%, un 12,8% lower than recorded in June of 2016, and the average return time is maintained in 23 años.
El 62,2% mortgages on homes are still signing variable rate, but increasingly are those that were formalized at fixed rate, un 37,8%.
At the beginning of the loan, the medium type is of the 2,60% for mortgages on homes to variable rate (with an annual decline of the 17,1%) y del 3,18% for the type fixed (un 6,6% minor).
As regards the autonomous communities, which had larger number of mortgages constituted about housing in June again were Andalusia (5.805); Madrid (5.663) y Cataluña (4.557).
That showed higher rates of annual variation were Asturias (67,2%); La Rioja (66,0%) and the Canary Islands (59,8%).
Also, communities that provided more capital for the Constitution of mortgages on houses were Madrid (965,4 millones de euros); Cataluña (617,9 millones) y Andalucía (575,2 millones).