Mortgages in Malaga: Find the Best Conditions for your New Home
Looking for a Mortgage in Malaga? Planetacasa Guides you
If you are in the process of purchasing a home in Malaga, surely you have realized that reality can be more challenging than theory. at this crucial moment, banks often do not provide all the necessary funds, which can limit your options when buying your home.
Financing conditions in Malaga: What you should know
The usual financing conditions in Malaga usually cover the 80% of the total cost of housing. Additionally, you must provide a 20% coming from your savings as input. Además, The provision of insurance and documents such as a fixed contract or guarantee may be required..
Planetacasa and Maxicredit: Your Mortgage Partner
At Planetacasa we work with our specialized financial advice, Maxicredit. We are focused on obtaining mortgages with the best conditions accessible in Malaga for all our clients..
Plan your Search: Know your Mortgage Capacity
It is essential to have an approximate idea of the amount you could obtain in a mortgage before starting the search for a home.. This will prevent you from investing time in properties that do not fit your real purchasing power..
Mortgage 100 in Malaga: Your Comprehensive Option 🔗
Our financial advisor, Fernando Cabello , He is an expert in finding the best financing conditions in Malaga. Thanks to its agreements with the main local financial entities, can offer you unbeatable conditions.
Free and Obligation-Free Advice
The advice provided by our team is completely free. You will only pay if you accept the financing proposal presented. This no-obligation advice gives you the confidence to make informed decisions.
Discover your Options and Save Money
If you want to know your real purchasing possibilities and the amount that the bank could grant you in a mortgage, contact us directly. We will save you money on your mortgage and present you with various options, including fixed or variable mortgages.
Mortgages to your measure in Malaga
We will provide you with information on how to obtain mortgages at 100%, 90%, 80%, 70% o 50% in Malaga. Our goal is to adapt to your needs and financial possibilities.
Learn Now and Take Control of Your Mortgage
To clarify any questions or receive personalized advice, Do not hesitate to contact us. We are here to help you make smart financial decisions.
Don't Leave Anything to Chance in Your Mortgage
Save considerably on your monthly payments by making informed decisions from the beginning. Avoid dragging long-term financial problems by not obtaining good financing conditions. Trust our experts to ensure a solid financial future.
Types of Mortgages in Malaga: Find the Best Option for Your Future Home
When you embark on the exciting journey of purchasing a home in Malaga, Choosing the right mortgage is a fundamental decision that will impact your finances in the long term.. In Planetacasa, We understand the importance of providing you with clear and varied options so that you can make an informed decision.. Here is a list of the types of mortgages available, each with its own characteristics and advantages:
Fixed Rate Mortgage: Stability and Predictability
The fixed rate mortgage is a popular option for those looking for stability in their monthly payments. With this mortgage, Your interest rate remains constant throughout the term of the loan, allowing you to accurately forecast your mortgage expenses. It is ideal if you are looking to maintain a fixed budget and do not want to worry about market fluctuations..
Variable Rate Mortgage: Flexibility and Savings Potential
Adjustable rate mortgages offer a lower initial interest rate that can change over time based on market conditions. If you are willing to take on a certain level of risk and trust that rates will remain relatively stable, This option could offer you long-term savings. However, It is important to be prepared for possible increases in monthly payments.
Mixed Mortgage: The best of both worlds
The mixed mortgage combines characteristics of fixed and variable rates. In general, an initial period with a fixed rate is established, followed by a variable rate period. This option may be attractive to those who want to benefit from lower rates up front and still want some predictability in payments over the long term..
Mortgage at a Subsidized Interest Rate: Special Incentives
Some financial institutions offer mortgages with discounted interest rates. These discounts may be linked to specific conditions, such as payroll direct debit or insurance contracting. If you meet the requirements, This option could provide you with interesting savings over the life of the loan..
Young Mortgage: Facilitating Access to Housing
Designed for younger people, This mortgage usually has special conditions and attractive rates to facilitate the purchase of your first home.. If you are starting in the real estate world, Exploring this option could pave the way to your dream of homeownership..
Mortgage for Second Residence: Your Refuge in Malaga
If you are looking for a second residence in Malaga, This mortgage adapts to your needs. Conditions may vary, and the fact that it will not be your main residence is usually considered. Explore specific options to ensure they fit your plans and goals.
In Planetacasa, Our goal is to guide you through these options and help you select the mortgage that best suits your circumstances and goals.. We are proud to work alongside our financial partner, Maxicredit, to offer you expert advice and favorable conditions. Remember that making informed decisions from the beginning will give you long-term financial security.
If you are ready to take the step towards a safe and beneficial mortgage, contact us today!
contact us: ☎️ 695 138 316
If you need to clarify any doubt, we will be happy to help you.