If you are thinking of selling your home, undoubtedly you will need some good advice for managing your time and effort. Starting from the beginning, It is essential to know what are the documents needed to sell your flat or House.
Any property must be registered to make a name change, and to do this you need to present the following papers notarized.
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Nota simple
It is the usual informative means of the property registry, e indicates the description, location, owners, loads, In addition to other legal aspect. The simple note serves to identify the legal status of the property.
Energy certificate
It's a document that explains the ability that has your home with an energy expenditure. Must be performed by a professional and not a very expensive procedure. It is obligatory to present it before the notary at the time of the sale, and you must also show it to anyone interested in your home who requests it.
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Bank pricing
It is the value that the Bank grants to the housing and that will serve the Bank to prepare the mortgage endowment aimed at the person who is going to buy the property. The Bank appraised value does not usually coincide with the market value, since they are governed by independent scales. However, It can be very useful to know it in order to manage the buying and selling. To learn about the market value, nothing better to consult with a professional performing one valuation free your property.
Deed of sale
It is the title used to identify the current owner of the property. Every owner must have a saved original, stamped by notary and officially registered. If you've lost them, Do not worry, You can request a copy in the registry of the property of the community where the property is situated.
Identity document
To purchase sale should be the national document of identity (DNI) or a valid official identity document, ratify the owners of the property are present at the time of the transaction. Not possible, must resort to a power of Attorney, that grant legal capacity to a third party and you can represent one or more of the owners.
IBI (Tax on real estate)
It is the tax that the State taxed property of the property. To make buying and selling you must present the latest fee receipt and leave record that no other previous payment is not. In the event that payment for any prior year was due, It must be paid. Please note that in some cases, the notary may ask for the last 5 receipts.
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Certificate fee pending community
The Community Manager, You must prepare a certificate where it is confirmed that you don't have any outstanding community fee. This procedure should be free, However, in some communities, the administrator imposes a variable rate for issuing the document. Well check this step with your manager.
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Certificate of outstanding debt in mortgage
If you have pending the payment of a mortgage on the property you wish to sell, You must request a certificate of pending debt to your bank. This document stipulates the amount that is payable at the time, including interests. If there is no outstanding debt, the simple note should specify that the House is free of charge.
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The certificate of habitability
Selling an Inheritance home in Malaga
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If the House you want to sell is a legacy product, you will need to present models model 650 (Autoliquidación of successions) y model 660 (Declaration of inheritance)., What are the relevant documents to determine the inheritance tax. Each region has its own, so you will have to go to the Board of Andalusia and fill these documents. If you want to know more details, You can consult these instructions to fill the models. If you have any questions, check with your advisor to provide you all the information.
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It is very important to have a true valuation of a professional. This will help you to put a not too high price, It would make the sale, nor too low, for not sell your house below its value.